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Charlotte · Charlotte, NC

12651 Bluestem Lane

Charlotte, NC · 1,311 sqft

$309,000

  • 3Beds
  • 2.5Baths
  • 1,311SqFt
  • 1999Year
  • 4Days on market

About this home

Location ! Location ! Beautiful renovated townhouse in the heart of Ballantyne ! 3 Bedrooms , 2.5 bathrooms , includes new appliances and kitchen cabinets only 1 year old , new HVAC just replaced in September 2025 ,

Property details

Beds
3
Baths
2.5
SqFt
1,311
Lot
Year built
1999
Type
Townhome
Days on market
4
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$239 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,513/ month

Principal & interest
$1,913
Property tax (~1.05%)
$270
Homeowners insurance
$90
HOA dues
$239

Down payment

$15,450 down · $293,550 financed

Income to qualify (28% rule)

~$107,710 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.