Charlotte · Charlotte, NC
12630 Ivey Creek Drive
Charlotte, NC · 2,054 sqft
$440,000
- 4Beds
- 2Baths
- 2,054SqFt
- 1998Year
- 1Days on market
About this home
Welcome home to this beautifully refreshed 4-bedroom, 2-bath home in the desirable The Crossings subdivision of Charlotte! Thoughtfully updated from top to bottom, this move-in-ready home features new luxury vinyl plank flooring, new carpet upstairs, fresh paint throughout, and stylish new light fixtures that give the home a bright, modern feel.
The primary suite is a true retreat with an updated en-suite bathroom and a flex space that's ideal for a sitting area, nursery, home office, or workout nook.
Step outside to enjoy the fully fenced backyard, offering plenty of room for pets, play, and entertaining. Conveniently located in Charlotte with easy access to shopping, dining, parks, and major highways, this home combines comfort, style, and an unbeatable location.
Don't miss your chance to make this beautifully updated home yours!
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,054
- Lot
- —
- Year built
- 1998
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Central, Forced Air
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $162 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,292/ month
- Principal & interest
- $2,725
- Property tax (~1.05%)
- $385
- Homeowners insurance
- $128
- HOA dues
- $54
Down payment
$22,000 down · $418,000 financed
Income to qualify (28% rule)
~$141,102 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 32 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


