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Charlotte · Charlotte, NC

12630 Ivey Creek Drive

Charlotte, NC · 2,054 sqft

$440,000

  • 4Beds
  • 2Baths
  • 2,054SqFt
  • 1998Year
  • 1Days on market

About this home

Welcome home to this beautifully refreshed 4-bedroom, 2-bath home in the desirable The Crossings subdivision of Charlotte! Thoughtfully updated from top to bottom, this move-in-ready home features new luxury vinyl plank flooring, new carpet upstairs, fresh paint throughout, and stylish new light fixtures that give the home a bright, modern feel.

The primary suite is a true retreat with an updated en-suite bathroom and a flex space that's ideal for a sitting area, nursery, home office, or workout nook.

Step outside to enjoy the fully fenced backyard, offering plenty of room for pets, play, and entertaining. Conveniently located in Charlotte with easy access to shopping, dining, parks, and major highways, this home combines comfort, style, and an unbeatable location.

Don't miss your chance to make this beautifully updated home yours!

Property details

Beds
4
Baths
2
SqFt
2,054
Lot
Year built
1998
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$162 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,292/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues
$54

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$141,102 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.