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Mooresville · Mooresville, NC

126 Rusty Nail Drive

Mooresville, NC · 2,184 sqft

$395,000

  • 4Beds
  • 2.5Baths
  • 2,184SqFt
  • 2005Year
  • 7Days on market

About this home

Welcome home to this well-maintained two-story home in Kistler Mill, offering four bedrooms, two and a half baths, and a fenced backyard on a 0.20-acre lot. You come in through the covered front porch into the foyer, where there’s a really nice flex space right off the entry that works well as an office, playroom, or second sitting area. The main level flows naturally from room to room while still giving each space its own definition. The kitchen sits between the dining room and living room, making it easy to stay connected whether you’re cooking, entertaining, or just spending time together. You’ll find white cabinets, granite countertops, a tile backsplash, stainless steel and black appliances, including a double oven range. The dining area features updated trim details while the living room and kitchen are filled with natural light and brightened even further with canless recessed lighting installed. A conveniently located powder room near the front of the house is nicely updated as well. Out back, the sliding doors—replaced in 2020—open to a patio and a fully fenced backyard. It’s a manageable size while still offering plenty of room for pets, gardening, or simply relaxing outdoors. There’s also a storage shed for tools, bikes, or lawn equipment. The two-car garage provides additional storage space, along with a long driveway leading in for ample parking. Upstairs, all four bedrooms are located off the same hallway, with the primary suite positioned across from the others for a little extra privacy. The primary bedroom features a tray ceiling, walk-in closet, and a beautifully updated bathroom with a new vanity, fixtures, lighting, tile flooring, fresh paint, a soaking tub, and a separate shower. The three additional bedrooms share a hall bath with modern vanity, and one includes built-in shelving that adds extra functionality. The laundry room is upstairs too, which just makes everyday life a little easier. Many of the major updates have already been taken care of, including a new roof, new carpet and luxury vinyl plank flooring downstairs completed in 2025, a 2022 HVAC system, and a 2019 water heater. From a maintenance standpoint, much of the heavy lifting has already been done. With a low-maintenance exterior, this home offers the kind of move-in-ready condition that lets you spend more time enjoying your home and less time working on it.

Property details

Beds
4
Baths
2.5
SqFt
2,184
Lot
Year built
2005
Type
Single Family
Days on market
7
Garage
2
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$345 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,886/ month

Principal & interest
$2,446
Property tax (~0.90%)
$296
Homeowners insurance
$115
HOA dues
$28

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$123,709 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.