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Hickory · Hickory, NC

126 21st Avenue NW

Hickory, NC · 2,194 sqft

$390,000

  • 4Beds
  • 3.5Baths
  • 2,194SqFt
  • 1959Year
  • 5Days on market

About this home

The unique architectural style of this classic 4/3.5 home sets it apart. Roof was replaced in 2025, the heat pump HVAC in 2021, tankless water heater in 2022, and massive solar-panel array in 2022. The solar panels produced excess electricity in the summer (owner keeps it cold) and the vast majority of heating needs in winter, saving thousands. The patio was professionally enclosed and functions as a wonderful flex room. The kitchen awaits renovation with your unique personalization. Fireplace is currently non-functional.

Property details

Beds
4
Baths
3.5
SqFt
2,194
Lot
Year built
1959
Type
Single Family
Days on market
5
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,821/ month

Principal & interest
$2,415
Property tax (~0.90%)
$292
Homeowners insurance
$113
HOA dues

Down payment

$19,500 down · $370,500 financed

Income to qualify (28% rule)

~$120,927 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.