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Charlotte · Charlotte, NC

12532 Overlook Mountain Drive

Charlotte, NC · 4,930 sqft

$950,000

Reduced from $995,000

  • 6Beds
  • 5Baths
  • 4,930SqFt
  • 1999Year
  • 204x145x208x123Lot
  • 136Days on market

About this home

You must see this amazing home! Price per square footage is amazing. Located in the highly sought-after waterfront community of Overlook, this stunning full brick home sits on a spacious corner lot of .628 acres, offering both privacy and curb appeal. With 6 bedrooms and 5 full bathrooms, this home provides exceptional space and flexibility for modern living. You won't believe how immaculate it is.

The home features a newly remodeled kitchen with quartz countertops, a stylish backsplash, and a custom wine bar complete with a beverage refrigerator—perfect for entertaining. Fresh designer paint throughout, refinished wood floors, new carpet, and smart home features including Nest thermostats add a fresh, move-in-ready feel.

Designed for convenience and versatility, the layout includes a guest suite on the main floor with an ensuite bathroom, two laundry rooms, and dual staircases. The finished walkout basement offers even more living space, complete with a bedroom, full bath, and abundant storage—ideal for guests, a home office, or multi-generational living. You won't find another finished basement like this one. It's too good to be true!

Step outside to enjoy beautiful landscaping, a fenced backyard, and an oversized, multi level deck—perfect for relaxing or hosting gatherings. The neighborhood also features, a community pool, boat landing, walking trails, clubhouse, pickleball courts, tennis courts, beach volleyball courts, basketball courts, two playgrounds, a gazebo and a park.

Ideally located just 15 minutes from the airport and I-485, this home is also close to Riverbend Village, Mountain Island Lake, and the U.S. National Whitewater Center, with Uptown Charlotte only 15 minutes away for easy access to dining, arts, and professional sports. The location could not be better!

This exceptional property combines space, style, and location in an amenity rich waterfront community—don’t miss the opportunity to call it home.

Property details

Beds
6
Baths
5
SqFt
4,930
Lot
204x145x208x123
Year built
1999
Type
Single Family
Days on market
136
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$1,842 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,145/ month

Principal & interest
$5,883
Property tax (~1.05%)
$831
Homeowners insurance
$277
HOA dues
$153

Down payment

$47,500 down · $902,500 financed

Income to qualify (28% rule)

~$306,233 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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