View all 29 photos →

Huntersville · Huntersville, NC

12512 Cliffcreek Drive

Huntersville, NC · 3,114 sqft

$559,000

  • 4Beds
  • 2.5Baths
  • 3,114SqFt
  • 1989Year

About this home

Brick-front Colonial in desirable Cedarfield neighborhood with a flexible floor plan. 4 beds, 2.5 baths, with formal and casual dining, a separate living room, and a great room with a wood-burning fireplace and a wall of windows to the backyard. The kitchen has granite counters, stainless appliances, and a gas stove, and opens to the casual dining area. Large primary suite with vaulted ceilings, a sitting area, and 2 closets, including a walk-in. The oversized 4th bedroom is surround sound equipped with a 120" ceiling projector, could be a media/spare room or flex space. Both full baths refreshed in 2026 with new luxury vinyl flooring and new glass primary shower. Major updates include a new roof in 2025, water heater in 2021, and a sealed, cleaned crawl space. Fenced backyard with a 22x17 patio, attached 2-car garage and permitted 12x15 shed. Cedarfield amenities include a pool, playground, fishing pond, and greenway trails. Minutes to Birkdale Village, Lake Norman, I-77, and I-485.

Property details

Beds
4
Baths
2.5
SqFt
3,114
Lot
Year built
1989
Type
Single Family
Garage
2
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$629 / yr

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Entrance Foyer
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,166/ month

Principal & interest
$3,462
Property tax (~1.05%)
$489
Homeowners insurance
$163
HOA dues
$52

Down payment

$27,950 down · $531,050 financed

Income to qualify (28% rule)

~$178,570 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Huntersville

Lake Norman · North Mecklenburg

North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.

Explore Huntersville

Similar in Huntersville

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.