Huntersville · Huntersville, NC
12512 Cliffcreek Drive
Huntersville, NC · 3,114 sqft
$559,000
- 4Beds
- 2.5Baths
- 3,114SqFt
- 1989Year
About this home
Brick-front Colonial in desirable Cedarfield neighborhood with a flexible floor plan. 4 beds, 2.5 baths, with formal and casual dining, a separate living room, and a great room with a wood-burning fireplace and a wall of windows to the backyard. The kitchen has granite counters, stainless appliances, and a gas stove, and opens to the casual dining area. Large primary suite with vaulted ceilings, a sitting area, and 2 closets, including a walk-in. The oversized 4th bedroom is surround sound equipped with a 120" ceiling projector, could be a media/spare room or flex space. Both full baths refreshed in 2026 with new luxury vinyl flooring and new glass primary shower. Major updates include a new roof in 2025, water heater in 2021, and a sealed, cleaned crawl space. Fenced backyard with a 22x17 patio, attached 2-car garage and permitted 12x15 shed. Cedarfield amenities include a pool, playground, fishing pond, and greenway trails. Minutes to Birkdale Village, Lake Norman, I-77, and I-485.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,114
- Lot
- —
- Year built
- 1989
- Type
- Single Family
- Garage
- 2
- Heating
- Electric, Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- HOA dues
- $629 / yr
Features
- Attic Other
- Attic Stairs Pulldown
- Entrance Foyer
- Walk-In Closet(s)
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,166/ month
- Principal & interest
- $3,462
- Property tax (~1.05%)
- $489
- Homeowners insurance
- $163
- HOA dues
- $52
Down payment
$27,950 down · $531,050 financed
Income to qualify (28% rule)
~$178,570 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 29 photos
About Huntersville
Lake Norman · North Mecklenburg
North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.


