Shelby · Shelby, NC
125 S Toney Street
Shelby, NC · 1,447 sqft
$325,000
- 3Beds
- 2Baths
- 1,447SqFt
- 2002Year
- 14Days on market
About this home
Welcome to 125 S Toney Street! This one-owner custom built home is full brick construction located in a quiet neighborhood in the Crest School zone. The concrete driveway leads into a double attached garage. Entering the home from the garage you will find a laundry room with custom cabinet storage that matches the cabinets in the kitchen and bathrooms. The kitchen includes a pantry closet and an island that faces the family room. A beautiful dining space is flooded with natural light and lovely views of mature trees lining the large backyard. The family room has a lovely custom fireplace surround with gas logs and a vaulted ceiling that extends throughout this open living area. Genuine hardwood floors carry throughout the home in living and bedroom spaces. A covered rear porch accesses the backyard directly by a concrete staircase with handrail. The primary bedroom has a private bathroom with double sink vanity, soaking tub and separate shower. Two additional bedrooms (one is currently used as office space) share a full hall bath.
Special points of interest: Commercial hot water heater (5 years old); heat pump (4 years old); gutters cleaned and garage door motors were replaced prior to listing; a termite contract has been maintained with Orkin since the home was built.
Schedule your private showing today!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,447
- Lot
- —
- Year built
- 2002
- Type
- Single Family
- Days on market
- 14
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
Features
- Attic Stairs Pulldown
- Cable Prewire
- Kitchen Island
- Open Floorplan
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,351/ month
- Principal & interest
- $2,012
- Property tax (~0.90%)
- $243
- Homeowners insurance
- $94
- HOA dues
- —
Down payment
$16,250 down · $308,750 financed
Income to qualify (28% rule)
~$100,772 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.