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Shelby · Shelby, NC

125 S Toney Street

Shelby, NC · 1,447 sqft

$325,000

  • 3Beds
  • 2Baths
  • 1,447SqFt
  • 2002Year
  • 14Days on market

About this home

Welcome to 125 S Toney Street! This one-owner custom built home is full brick construction located in a quiet neighborhood in the Crest School zone. The concrete driveway leads into a double attached garage. Entering the home from the garage you will find a laundry room with custom cabinet storage that matches the cabinets in the kitchen and bathrooms. The kitchen includes a pantry closet and an island that faces the family room. A beautiful dining space is flooded with natural light and lovely views of mature trees lining the large backyard. The family room has a lovely custom fireplace surround with gas logs and a vaulted ceiling that extends throughout this open living area. Genuine hardwood floors carry throughout the home in living and bedroom spaces. A covered rear porch accesses the backyard directly by a concrete staircase with handrail. The primary bedroom has a private bathroom with double sink vanity, soaking tub and separate shower. Two additional bedrooms (one is currently used as office space) share a full hall bath.
Special points of interest: Commercial hot water heater (5 years old); heat pump (4 years old); gutters cleaned and garage door motors were replaced prior to listing; a termite contract has been maintained with Orkin since the home was built. Schedule your private showing today!

Property details

Beds
3
Baths
2
SqFt
1,447
Lot
Year built
2002
Type
Single Family
Days on market
14
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,351/ month

Principal & interest
$2,012
Property tax (~0.90%)
$243
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$100,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.