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Lincolnton · Lincolnton, NC

125 Mallory Tai Drive

Lincolnton, NC · 2,685 sqft

$364,900

Reduced from $389,000

  • 4Beds
  • 2.5Baths
  • 2,685SqFt
  • 2004Year
  • 68Days on market

About this home

$2,500 lender credit available

Welcome to this beautifully updated 4-bedroom, 2.5-bath home tucked into an established Lincolnton neighborhood! Situated on a spacious corner lot with a fenced backyard, this home offers the perfect blend of comfort, functionality, and space to enjoy both everyday living and entertaining.

Step inside to find a versatile floor plan featuring multiple living areas, a formal dining room, an office or flex space, and an open kitchen that flows seamlessly into the main living area—making it easy to gather with family and friends.

Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite, along with updated bathrooms featuring granite countertops and modern finishes.

One of the home's best features is the oversized bonus room on the lower level, offering endless possibilities for a media room, playroom, home gym, second living area, or whatever fits your lifestyle.

Outside, the fenced backyard is ready to enjoy with plenty of room to play, entertain, or relax around the fire pit on cool evenings.

With brand-new HVAC and thoughtful updates throughout, and a location that's convenient to shopping, dining, schools, and everything Lincolnton has to offer, this home is truly move-in ready and waiting for its next owners.

*Credit is subject to loan approval, borrower qualification, and may vary based on loan terms. Not all buyers will qualify. Contact lender for full details. - Daniel Brannon - Alcova Mortgage

Property details

Beds
4
Baths
2.5
SqFt
2,685
Lot
Year built
2004
Type
Single Family
Days on market
68
Style
Traditional
Heating
Heat Pump
Cooling
Electric
Foundation
Slab
HOA dues
$125 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,624/ month

Principal & interest
$2,259
Property tax (~0.78%)
$237
Homeowners insurance
$106
HOA dues
$20

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$112,473 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.