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Stanfield · Stanfield, NC

12435 Philadelphia Church Road

Stanfield, NC · 1,756 sqft

$499,000

  • 2Beds
  • 2Baths
  • 1,756SqFt
  • 1920Year
  • 1Days on market

About this home

Charming farmhouse retreat situated on 9.25 pristine acres, perfect for horses and livestock. This 1920s home blends historic character with modern comfort, featuring two spacious master bedrooms and a dedicated study. The property includes a functional barn, a double carport, a versatile workshop, and an adorable party shed for entertaining.

Enjoy outdoor living on your choice of two covered porches—ideal for morning coffee while watching cows graze or relaxing on a porch swing. Inside, the spacious, sun-drenched eat-in country kitchen is a chef's delight, boasting ample cabinetry, generous counter space, and a large walk-in pantry. The expansive downstairs master suite offers private access to the main covered porch. The grounds are a gardener’s paradise, dotted with mature pecan trees and a variety of fruit-bearing plants, including blueberries, blackberries, figs, pears, and plums. Ideally situated with convenient access to Charlotte and Albemarle as well as Monroe and Concord.

Property details

Beds
2
Baths
2
SqFt
1,756
Lot
Year built
1920
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,610/ month

Principal & interest
$3,090
Property tax (~0.90%)
$374
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$154,724 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.