View all 37 photos →

Charlotte · Charlotte, NC

12319 Silveroak Lane

Charlotte, NC · 2,372 sqft

$650,000

  • 4Beds
  • 2.5Baths
  • 2,372SqFt
  • 1999Year

About this home

Welcome home to this beautiful 4-bedroom sanctuary, perfectly positioned in the heart of Charlotte’s most vibrant neighborhood...Ballantyne. Living in 28277 isn't just about finding a home...it's about embracing a lifestyle. Imagine weekend mornings strolling through local greenways, afternoons spent exploring the premier dining, shopping, and entertainment at The Bowl at Ballantyne and Ballantyne Village, and quick access to I-485 for an effortless commute.

Step inside to an open-concept main level designed for both quiet relaxation and easy entertaining. Newly installed luxury vinyl plank (LVP) flooring (2026) flows seamlessly through the primary living spaces. Off the entry, a light-filled, versatile flex room offers the perfect setting for a home office, creative studio, or playroom.

At the center of the home sits the gourmet kitchen...a chef’s delight featuring light cabinetry, a pantry, casual bar seating, and stainless-steel appliances. The kitchen opens directly into an inviting living room anchored by a warm, cozy fireplace. When it's time to gather outdoors, slide open the rear glass doors to reveal an expansive outdoor oasis that serves as an exceptional backdrop for summer barbecues.

Upstairs, brand-new plush carpet (2026) brings warmth and comfort to the secondary living quarters. The oversized primary suite acts as your private retreat, offering ample space to unwind, while three additional bedrooms feature generous square footage and deep walk-in closets. Enjoy the peace of mind that comes with newly updated outlets and switches (2026) along with fresh, crisp paint throughout (2026).

Property details

Beds
4
Baths
2.5
SqFt
2,372
Lot
Year built
1999
Type
Single Family
Garage
2
Style
Transitional
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.