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Charlotte · Charlotte, NC

1231 Georgetown Drive

Charlotte, NC · 1,135 sqft

$299,900

  • 3Beds
  • 2Baths
  • 1,135SqFt
  • 2020Year
  • 1Days on market

About this home

1231 Georgetown Lane, Charlotte, NC — Stylish, low-maintenance ranch built in 2020. This immaculate 3-bedroom, 2-bath home offers 1,135 sq ft of thoughtfully planned living with an open ranch floor plan and modern finishes throughout. The spacious primary suite features a generous walk-in closet and a bright, private en-suite. Granite counters flow across the kitchen and baths, creating a cohesive, upgraded look. Well-maintained and move-in ready, the home combines smart design with easy upkeep—ideal for first-time buyers, downsizers, or anyone seeking single-floor convenience. Conveniently located near Uptown Charlotte and major commuting routes.

Property details

Beds
3
Baths
2
SqFt
1,135
Lot
Year built
2020
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,207/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$94,596 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.