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Mount Holly · Mount Holly, NC

123 Riverside Drive

Mount Holly, NC · 1,868 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,868SqFt
  • 1960Year
  • 6Days on market

About this home

This home is currently an Airbnb. A 48-hour notice is required before scheduling a showing Welcome to 123 Riverside Drive, Mount Holly, NC, a beautifully renovated home located in a desirable Mountain Island Lake area neighborhood (not waterfront). Public records reflect 3 bedrooms and 2 full bathrooms; however, the home also features an additional finished room that can be used as a home office or optional bedroom, offering flexible living space to fit your needs. his home is currently an Airbnb. A 48-hour notice is required before scheduling a showing The home has been updated, including a bright, modern kitchen, two bathrooms, fresh finishes, and an open, inviting layout.

There is NO HOA, and the property is located in a lake-area community. A nearby public boat ramp with free access provides convenient enjoyment of Mountain Island Lake, ideal for boating, fishing, and recreation—without private fees. Seller make cusmetic repairs no permits wa requested to the city

Conveniently located near shopping, dining, and major highways, this home offers the perfect combination of lake-area living, flexibility, and freedom. property is close to 77 and 485

Property details

Beds
3
Baths
2
SqFt
1,868
Lot
Year built
1960
Type
Single Family
Days on market
6
Heating
Central
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,481/ month

Principal & interest
$2,136
Property tax (~0.85%)
$244
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$106,358 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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