Charlotte · Charlotte, NC
123 Old Bell Road
Charlotte, NC · 3,087 sqft
$860,000
- 4Beds
- 3Baths
- 3,087SqFt
- 1963Year
About this home
Welcome to this rare, privately gated retreat on nearly 1 acre with NO HOA, offering exceptional privacy just minutes from SouthPark and Uptown Charlotte. Behind a new electric gate, this beautifully updated home sits on a fully fenced, landscaped lot with room for a future pool. Enjoy outdoor living on the new 60' x 14' patio with a custom fire pit.
Inside, hardwood floors, loads of windows, and multiple living areas create a bright, inviting atmosphere. The gourmet kitchen features granite countertops, stainless steel appliances, and soft-close custom cabinetry. The main level also features living, family and dining rooms that flow seamlessly into each other, a spacious primary suite with dual walk-in closets and backyard access, plus two secondary bedrooms.
The finished lower level offers a large bonus living area, private bedroom and bath, flex room, and separate entrance—ideal for guests, in-laws, or multigenerational living. A two-car garage with a heated/cooled workshop adds even more versatility.
Additional features include a walk-in attic with expansion potential, upgraded electrical with whole-home GFI protection, and a prime location near top private schools, the McAlpine Creek Greenway, SouthPark shopping, dining, and places of worship.
A rare opportunity to own a private estate that perfectly blends space, privacy, and convenience in one of South Charlotte's most desirable locations.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,087
- Lot
- —
- Year built
- 1963
- Type
- Single Family
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
Features
- Attic Stairs Fixed
- Attic Walk In
- Built-in Features
- Entrance Foyer
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Wet Bar
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,329/ month
- Principal & interest
- $5,326
- Property tax (~1.05%)
- $752
- Homeowners insurance
- $250
- HOA dues
- —
Down payment
$43,000 down · $817,000 financed
Income to qualify (28% rule)
~$271,266 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


