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Charlotte · Charlotte, NC

123 Old Bell Road

Charlotte, NC · 3,087 sqft

$860,000

  • 4Beds
  • 3Baths
  • 3,087SqFt
  • 1963Year

About this home

Welcome to this rare, privately gated retreat on nearly 1 acre with NO HOA, offering exceptional privacy just minutes from SouthPark and Uptown Charlotte. Behind a new electric gate, this beautifully updated home sits on a fully fenced, landscaped lot with room for a future pool. Enjoy outdoor living on the new 60' x 14' patio with a custom fire pit.

Inside, hardwood floors, loads of windows, and multiple living areas create a bright, inviting atmosphere. The gourmet kitchen features granite countertops, stainless steel appliances, and soft-close custom cabinetry. The main level also features living, family and dining rooms that flow seamlessly into each other, a spacious primary suite with dual walk-in closets and backyard access, plus two secondary bedrooms.

The finished lower level offers a large bonus living area, private bedroom and bath, flex room, and separate entrance—ideal for guests, in-laws, or multigenerational living. A two-car garage with a heated/cooled workshop adds even more versatility.

Additional features include a walk-in attic with expansion potential, upgraded electrical with whole-home GFI protection, and a prime location near top private schools, the McAlpine Creek Greenway, SouthPark shopping, dining, and places of worship.

A rare opportunity to own a private estate that perfectly blends space, privacy, and convenience in one of South Charlotte's most desirable locations.

Property details

Beds
4
Baths
3
SqFt
3,087
Lot
Year built
1963
Type
Single Family
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Fixed
  • Attic Walk In
  • Built-in Features
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,329/ month

Principal & interest
$5,326
Property tax (~1.05%)
$752
Homeowners insurance
$250
HOA dues

Down payment

$43,000 down · $817,000 financed

Income to qualify (28% rule)

~$271,266 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.