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Kannapolis · Kannapolis, NC

123 James Street

Kannapolis, NC · 1,135 sqft

$199,000

  • 3Beds
  • 1Baths
  • 1,135SqFt
  • 1940Year
  • 50x152Lot
  • 27Days on market

About this home

123 James Street offers an affordable opportunity to own a home in a convenient Kannapolis location for under $200,000. Enjoy easy access to downtown Kannapolis, the NC Research Campus, Atrium Health Ballpark, shopping, restaurants, and entertainment, while also being conveniently located near major routes for commuting throughout the greater Charlotte area.

Whether you're a first-time buyer, looking for an investment property, or simply searching for a home with an excellent location at an attractive price, this property delivers exceptional value. With homes under $200,000 becoming increasingly difficult to find, 123 James Street is an opportunity you won't want to miss.

Property details

Beds
3
Baths
1
SqFt
1,135
Lot
50x152
Year built
1940
Type
Single Family
Days on market
27
Style
Modern, Ranch
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space, Permanent
Flooring
Vinyl

Features

  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,439/ month

Principal & interest
$1,232
Property tax (~0.90%)
$149
Homeowners insurance
$58
HOA dues

Down payment

$9,950 down · $189,050 financed

Income to qualify (28% rule)

~$61,703 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.