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Troy · Troy, NC

123 Chapel Hill Drive

Troy, NC · 1,240 sqft

$279,900

Reduced from $309,900

  • 3Beds
  • 2Baths
  • 1,240SqFt
  • 2026Year
  • 160Days on market

About this home

BACK ON THE MARKET AT NO FAULT OF THE SELLER! This brand-new bungalow in the gated Carolina Forest community offers 1,240 sq. ft. of comfortable, well-designed living with upgraded finishes throughout.

The open floorplan connects the living area and kitchen, where custom cabinetry adds a polished touch. Thoughtful details continue throughout the home, including wooden shelving in every closet and additional cabinetry in the laundry area—upgrades you don’t always find in new construction at this price point.

The primary bedroom features a walk-in closet and ensuite bath with a double vanity and large tiled walk-in shower with a double-hinged glass door. Two additional bedrooms, a second full bath, and an attached one-car garage complete the layout.

Located in Carolina Forest, homeowners can enjoy the Lake Tillery lifestyle with access to the community boat launch, waterfront pool, and clubhouse, all within a gated community.

A great new home with thoughtful finishes, a functional layout, and Lake Tillery amenities—ready for its next buyer!

Property details

Beds
3
Baths
2
SqFt
1,240
Lot
Year built
2026
Type
Single Family
Days on market
160
Garage
1
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$975 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,106/ month

Principal & interest
$1,733
Property tax (~0.90%)
$209
Homeowners insurance
$81
HOA dues
$81

Down payment

$13,995 down · $265,905 financed

Income to qualify (28% rule)

~$90,270 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.