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Morganton · Morganton, NC

1226 Pine Grove Road

Morganton, NC · 1,841 sqft

$290,000

  • 3Beds
  • 2Baths
  • 1,841SqFt
  • 1978Year

About this home

Country Comfort With Room to Roam! This 3-bedroom, 2-bath brick ranch is just what you've been looking for. The full-length front porch welcomes you with a swing, while a colorful front door invites you inside. The living room features a wood-burning fireplace and opens to the generously sized dining area and kitchen, complete with an electric range, microwave, dishwasher, and refrigerator. All three bedrooms are conveniently located on the main level. The primary suite includes a private bath, while the two additional bedrooms share a full hall bath. Downstairs, the basement den offers additional living space with a cozy wood-burning stove. You'll also find plenty of storage in the unfinished basement area, which includes both a standard exterior door and a garage door for easy access to the fenced backyard. The outdoor space is just as inviting. Situated on just over an acre, you'll find raised garden beds, blueberry, blackberry, and elderberry bushes, walnut trees, a brick patio, and a covered deck with a ceiling fan that can be accessed from the backyard or directly from the dining area. A main-level 2-car garage and oversized driveway provide plenty of parking, while new windows installed in 2023 and gutter guards add everyday convenience. Whether you enjoy gardening, entertaining, or simply having room to spread out, there's room here to do it all.

Property details

Beds
3
Baths
2
SqFt
1,841
Lot
Year built
1978
Type
Single Family
Garage
2
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,098/ month

Principal & interest
$1,796
Property tax (~0.90%)
$217
Homeowners insurance
$84
HOA dues

Down payment

$14,500 down · $275,500 financed

Income to qualify (28% rule)

~$89,919 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.