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Charlotte · Charlotte, NC

12226 Red Rust Lane

Charlotte, NC · 1,880 sqft

$465,000

  • 3Beds
  • 2.5Baths
  • 1,880SqFt
  • 2008Year

About this home

Beautiful and exceptionally well-maintained end-unit townhouse located in the heart of south Charlotte in the highly desirable Sedona at Stone Creek Ranch neighborhood. As you enter, you’re welcomed by a two-story foyer that creates an open, airy feel. The main level features hardwood flooring throughout, a cozy living area, and a generously sized kitchen with granite countertops. The flex space can be utilized as you wish. Upstairs, the primary bedroom offers his-and-hers closets, tray ceilings, and a spacious en-suite bath. You’ll also find two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy the outdoors with the beautiful and tastefully designed backyard. This is a smart home, allowing you to control lights, fans, the garage, HVAC system and the front door with ease from your phone. Additional highlights include a finished two-car garage and included appliances—refrigerator, washer, and dryer, new roof (2025) and an open green space in front of the home for added privacy and open feel . Enjoy being within walking distance to restaurants, retail, grocery stores, and Lifetime Fitness. You are minutes from main plazas like Waverly, Rea Farm , Stone Crest and Blakeney. Located in a highly desirable area with top-rated schools. House is going live June 12th 2026 , get ready to schedule your showing before it's gone. Remaining pictures will be posted by Friday morning.

Property details

Beds
3
Baths
2.5
SqFt
1,880
Lot
Year built
2008
Type
Townhome
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$275 / mo

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,697/ month

Principal & interest
$2,879
Property tax (~1.05%)
$406
Homeowners insurance
$135
HOA dues
$275

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$158,459 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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