Shelby · Shelby, NC

1220 Pamela Drive

Shelby, NC · 1,334 sqft

$270,000

  • 3Beds
  • 2Baths
  • 1,334SqFt
  • 2026Year
  • 1Days on market

About this home

$2,000 lender credit available for qualified buyers using our preferred lender, Movement Mortgage.

Welcome to this brand new construction home offering 3 bedrooms, 2 bathrooms, and 1,334 square feet of thoughtfully designed living space. The open concept floor plan will create a spacious feel, perfect for everyday living and entertaining. The kitchen will feature stainless steel appliances, granite countertops, and a tile backsplash. Granite countertops will also be included in the bathrooms. Additional features will include shower inserts, quality finishes throughout, and a 20' x 6' rear concrete patio for outdoor enjoyment. Projected completion date is July 15. Conveniently located just 5 minutes from downtown Shelby, this home will offer the perfect combination of comfort, style, and convenience. Don't miss your opportunity to make this beautiful new construction home your own. Photo is a representative.

Property details

Beds
3
Baths
2
SqFt
1,334
Lot
Year built
2026
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,953/ month

Principal & interest
$1,672
Property tax (~0.90%)
$202
Homeowners insurance
$78
HOA dues

Down payment

$13,500 down · $256,500 financed

Income to qualify (28% rule)

~$83,718 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.