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Gastonia · Gastonia, NC

1219 Neely Smith Lane

Gastonia, NC · 1,344 sqft

$425,000

  • 3Beds
  • 2Baths
  • 1,344SqFt
  • 1997Year
  • 203Days on market

About this home

Beautiful property with privacy on 3 Acres at the end of a private road with a gate. Immaculate 3 Bedroom 2 Bath Home with 2 - 2 car carports, 2 storage buildings, 2 creeks, and a new deck on the front. Also on the 3 acres is an additional well & septic, and power already in place for a 2nd home site, shop or in-law suite. The home has vaulted ceilings, ss appliances, and comes completed furnished. A must see!

Property details

Beds
3
Baths
2
SqFt
1,344
Lot
Year built
1997
Type
Single Family
Days on market
203
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,057/ month

Principal & interest
$2,632
Property tax (~0.85%)
$301
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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