Charlotte · Charlotte, NC
12116 Oak Street
Charlotte, NC · 1,412 sqft
$324,440
- 3Beds
- 2.5Baths
- 1,412SqFt
- 2026Year
- 20x96Lot
- 1Days on market
About this home
Homesite #001 - READY DECEMBER!! Discover the charm of Mallard Park offering 268 new construction 2-story townhomes in desirable North Charlotte area. The community is conveniently located next to Mallard Creek Park with quick access to major roadways, shopping, dining, recreation, and entertainment. Within the community, enjoy a connected, low maintenance lifestyle with resort style pool and cabana, a kids playground and a dedicated dog park. HOA dues include lawn maintenance and a special Spectrum 1 gig Wi-fi package.
The Adison Floor Plan embodies comfortable townhome living at an affordable price! Open layout with spacious gathering room, Kitchen with stainless steel whirlpool appliances and 42" cabinets, dining area, patio and powder room round out the main floor. Upstairs offers private owner’s suite, 2 additional bedrooms and shared bathroom. Low Voltage and Electrical Packages have been added as well. Backs up to nature area with no backyard neighbors!
Take advantage of exclusive financing incentives with our preferred lender. Photos shown are for representation purposes only. Note: Price includes Flex Cash Incentive.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,412
- Lot
- 20x96
- Year built
- 2026
- Type
- Townhome
- Days on market
- 1
- Garage
- 1
- Style
- Transitional
- Heating
- Electric, Forced Air, Heat Pump
- Cooling
- Ceiling Fan(s), Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $190 / mo
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,577/ month
- Principal & interest
- $2,009
- Property tax (~1.05%)
- $283
- Homeowners insurance
- $94
- HOA dues
- $190
Down payment
$16,222 down · $308,218 financed
Income to qualify (28% rule)
~$110,480 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 4 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
