Fort Mill · Fort Mill, SC
121 E Summersby Street
Fort Mill, SC · 1,701 sqft
$450,000
- 4Beds
- 1.5Baths
- 1,701SqFt
- 1974Year
- 1Days on market
About this home
Rare opportunity to own a property with two included lots in the heart of Fort Mill. Nestled among mature trees and overlooking a peaceful creek, this 4-bedroom split-level home offers a setting that feels tucked away while remaining just minutes from downtown Fort Mill, local dining, shopping, and everyday conveniences.
Inside, you’ll find approximately 1,700 square feet of living space, multiple gathering areas, and a gas-log fireplace that adds warmth and character to the home. The kitchen is equipped with a gas range, gas cooktop, refrigerator, and dishwasher, while the flexible floor plan provides space for a variety of lifestyles and needs.
Step outside and enjoy the natural surroundings from the front porch, gather around the fire pit, or relax in the gazebo overlooking the wooded landscape. An outbuilding provides additional storage or workspace options. The sale includes a second parcel, creating a combined homesite of approximately 0.59 acres and offering added space, privacy, and future possibilities.
Properties offering this combination of land, location, and natural beauty within Fort Mill town limits are becoming increasingly difficult to find.
Property details
- Beds
- 4
- Baths
- 1.5
- SqFt
- 1,701
- Lot
- —
- Year built
- 1974
- Type
- Single Family
- Days on market
- 1
- Heating
- ENERGY STAR Qualified Equipment, Forced Air, Heat Pump, Hot Water, Natural Gas
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Electric, Gas, Heat Pump
- Foundation
- Crawl Space, Pillar/Post/Pier
Features
- Attic Stairs Pulldown
- Cable Prewire
- Entrance Foyer
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,255/ month
- Principal & interest
- $2,786
- Property tax (~0.90%)
- $337
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$139,531 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 37 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


