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Matthews · Matthews, NC

1205 Gainsborough Drive

Matthews, NC · 1,887 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,887SqFt
  • 2002Year

About this home

Charming and move-in ready, this beautifully maintained 1-story home offers the perfect blend of comfort and functionality. Featuring 3 bedrooms and 2 full baths, the home showcases neutral tones throughout, open floorplan, and two car garage.

The spacious kitchen is the heart of the home, offering an open-concept layout with stainless steel appliances, abundant cabinet space, a large center island, and a charming breakfast nook complete with a cozy window seat. The generous primary suite features a tray ceiling and includes a relaxing en suite bath, while two additional bedrooms provide flexibility for guests, family, or a home office.

Step outside to the inviting patio, perfect for entertaining friends and family or simply enjoying a quiet evening outdoors. A detached 2-car garage offers ample space for parking, storage, or hobbies.
HVAC system updated in 2022.

Property details

Beds
3
Baths
2
SqFt
1,887
Lot
Year built
2002
Type
Single Family
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
HOA dues
$172 / qtr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,369/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$57

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$144,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.