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Morganton · Morganton, NC

1205 E Union Street

Morganton, NC · 2,212 sqft

$314,700

Reduced from $324,900

  • 4Beds
  • 2Baths
  • 2,212SqFt
  • 1940Year
  • 18Days on market

About this home

Step into timeless charm and easy one-level living in this classic 1940 brick home, ideally located just minutes from downtown Morganton in the heart of Western North Carolina. Rich character shines throughout with arched doorways, beautiful hardwood floors, detailed moldings and warmth only a well-loved historic home can offer. The spacious layout features four bedrooms and two baths, blending vintage appeal with thoughtful improvements made over the years. Enjoy peaceful mornings and relaxing evenings on the back deck overlooking serence views, or take advantage of the unfinished walkout basement offering abundant storage. A circular front drive creates a welcoming arrival, while the additional driveway to the back provides plenty of parking for family and guests. Burke County has much to offer with hiking in the Pisgah National Forest, many trails for hiking & biking and boating on Lake James. The home is conveniently located in Morganton near shopping, dining, outdoor recreation, COMMA auditorium and all that downtown Morganton has to offer. Local economic development leadership working on growth in Burke County with a move-in-ready spec building, a NC approved mega-site location and several projects in the works. This property presents an excellent opportunity to make a charming home your own. Home inspection report available. Sold as-is.

Property details

Beds
4
Baths
2
SqFt
2,212
Lot
Year built
1940
Type
Single Family
Days on market
18
Heating
Forced Air, Natural Gas
Cooling
Central Air, Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,276/ month

Principal & interest
$1,949
Property tax (~0.90%)
$236
Homeowners insurance
$91
HOA dues

Down payment

$15,735 down · $298,965 financed

Income to qualify (28% rule)

~$97,579 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.