Lincolnton · Lincolnton, NC

1204 Walker Branch Road

Lincolnton, NC · 1,960 sqft

$513,500

  • 3Beds
  • 2Baths
  • 1,960SqFt
  • 2026Year
  • 385F x 360LS x 346R x 330RLot

About this home

Welcome to this beautifully crafted 3-bedroom, 2-bath ranch home located just north of the Town Limits of Lincolnton. Set on a spacious 2.1 acres lot, this home features an open-concept layout with vaulted ceilings, luxury vinyl plank flooring, and a bright, gray & white kitchen complete with custom cabinetry, granite countertops, and stainless-steel appliances. The expansive primary suite offers a dual granite vanity, a walk-in tile shower, and an oversized walk-in closet. A split-bedroom floor plan provides added privacy, with generously sized secondary bedrooms. Enjoy outdoor living on the covered front and rear deck. Additional highlights include a two-car garage with extra storage space. Located in a quiet, scenic neighborhood with top-rated schools, this move-in ready home offers the perfect blend of modern comfort and peaceful country living just outside the city. Schedule a tour today!

Property details

Beds
3
Baths
2
SqFt
1,960
Lot
385F x 360LS x 346R x 330R
Year built
2026
Type
Single Family
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,663/ month

Principal & interest
$3,180
Property tax (~0.78%)
$333
Homeowners insurance
$149
HOA dues

Down payment

$25,675 down · $487,825 financed

Income to qualify (28% rule)

~$157,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.