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Charlotte · Charlotte, NC

12036 Red Rust Lane

Charlotte, NC · 2,201 sqft

$520,000

  • 3Beds
  • 2.5Baths
  • 2,201SqFt
  • 2006Year

About this home

Step into this bright and well-maintained end-unit townhome in Sedona at Stone Creek Ranch. The first floor features new LVP flooring and fresh interior paint, creating a clean and modern feel throughout. Skylights and generous windows bring in abundant natural light and highlight the open main-level layout. The kitchen offers a functional design with plenty of storage, and the roof was replaced in 2025.

The main-floor primary suite includes a walk-in closet, private bath, and convenient access to the laundry room. Upstairs, you’ll find two additional bedrooms plus a flexible bonus room that can serve as an office, media area, or play space. Outside, a tree-lined backyard provides privacy and a comfortable outdoor setting.

The HOA includes trash service, lawn care, and community pool access, supporting a low-maintenance lifestyle. This home is located just off the I-485 exit, offering quick access to Rea Farms, Waverly, Promenade, Blakeney, and Stonecrest. Fireplace conveys as-is with no known issues.

To offer added peace of mind, the seller is providing a $500 credit toward a 1-year home warranty—for a well-cared-for South Charlotte townhome—ready for its next homeowner.

Property details

Beds
3
Baths
2.5
SqFt
2,201
Lot
Year built
2006
Type
Townhome
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$272 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,099/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues
$272

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$175,679 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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