Charlotte · Charlotte, NC
12036 Red Rust Lane
Charlotte, NC · 2,201 sqft
$520,000
- 3Beds
- 2.5Baths
- 2,201SqFt
- 2006Year
About this home
Step into this bright and well-maintained end-unit townhome in Sedona at Stone Creek Ranch. The first floor features new LVP flooring and fresh interior paint, creating a clean and modern feel throughout. Skylights and generous windows bring in abundant natural light and highlight the open main-level layout. The kitchen offers a functional design with plenty of storage, and the roof was replaced in 2025.
The main-floor primary suite includes a walk-in closet, private bath, and convenient access to the laundry room. Upstairs, you’ll find two additional bedrooms plus a flexible bonus room that can serve as an office, media area, or play space. Outside, a tree-lined backyard provides privacy and a comfortable outdoor setting.
The HOA includes trash service, lawn care, and community pool access, supporting a low-maintenance lifestyle. This home is located just off the I-485 exit, offering quick access to Rea Farms, Waverly, Promenade, Blakeney, and Stonecrest. Fireplace conveys as-is with no known issues.
To offer added peace of mind, the seller is providing a $500 credit toward a 1-year home warranty—for a well-cared-for South Charlotte townhome—ready for its next homeowner.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,201
- Lot
- —
- Year built
- 2006
- Type
- Townhome
- Garage
- 2
- Style
- Transitional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $272 / mo
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,099/ month
- Principal & interest
- $3,220
- Property tax (~1.05%)
- $455
- Homeowners insurance
- $151
- HOA dues
- $272
Down payment
$26,000 down · $494,000 financed
Income to qualify (28% rule)
~$175,679 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


