Charlotte · Charlotte, NC
12028 Grinstead Lane
Charlotte, NC · 2,615 sqft
$600,000
- 5Beds
- 3Baths
- 2,615SqFt
- 2024Year
- 52x140x52x140Lot
About this home
ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $581,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance.
The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design.
Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space.
Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage.
Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer.
The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $581,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 2,615
- Lot
- 52x140x52x140
- Year built
- 2024
- Type
- Single Family
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $300 / qtr
Features
- Attic Stairs Pulldown
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,515/ month
- Principal & interest
- $3,715
- Property tax (~1.05%)
- $525
- Homeowners insurance
- $175
- HOA dues
- $100
Down payment
$30,000 down · $570,000 financed
Income to qualify (28% rule)
~$193,541 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


