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Charlotte · Charlotte, NC

12023 Overlook Mountain Drive

Charlotte, NC · 2,939 sqft

$789,000

Reduced from $815,000

  • 4Beds
  • 3Baths
  • 2,939SqFt
  • 1998Year
  • 117x199x109x201Lot
  • 46Days on market

About this home

Gorgeous, meticulously maintained home in the highly desirable Overlook at Mountain Island Lake! Situated on a beautifully landscaped half-acre lot, this spacious 4-bedroom, 3-bath home offers exceptional living space, including a bonus room. You will love the 1,385 sq ft, unfinished walkout basement, with electricity and plumbing already in place for a future bath—providing endless possibilities for expansion and an abundance of storage space. Think multi-generational living, au pair, workshop or ample living space. Inside, you'll find a welcoming open foyer, stunning hardwood floors throughout the main level, and a thoughtfully designed floor plan featuring a bedroom and full bath on the main floor, ideal for guests or multi-generational living. The spacious family room showcases a gas fireplace with custom built-ins, while the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern hardware and lighting. The primary and guest bathrooms have been beautifully updated, adding style and comfort throughout. Step outside to enjoy the private backyard retreat with an oversized deck, perfect for relaxing or entertaining, along with an irrigation system to keep the lush, immaculate, landscaping looking its best. Residents enjoy fantastic neighborhood amenities in this sought-after lakefront community. Conveniently located near I-485, the airport, the U.S. National Whitewater Center, and just 15 minutes from Uptown Charlotte, this home offers the perfect combination of tranquility, convenience, and lifestyle. A rare opportunity to own a move-in-ready home in one of Mountain Island Lake's most prestigious neighborhoods. You must see this magnificent, gorgeous, well-maintained home and one you have been waiting for!!!

Property details

Beds
4
Baths
3
SqFt
2,939
Lot
117x199x109x201
Year built
1998
Type
Single Family
Days on market
46
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$1,842 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,960/ month

Principal & interest
$4,886
Property tax (~1.05%)
$690
Homeowners insurance
$230
HOA dues
$153

Down payment

$39,450 down · $749,550 financed

Income to qualify (28% rule)

~$255,450 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.