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Monroe · Monroe, NC

1201 Memory Lane

Monroe, NC · 1,830 sqft

$319,000

Reduced from $324,900

  • 3Beds
  • 2Baths
  • 1,830SqFt
  • 1963Year
  • 19Days on market

About this home

Welcome home to this beautifully maintained, all-brick ranch situated on a spacious corner lot in established Monroe neighborhood with no HOA. Offering 3 bedrooms and 2 full bathrooms plus a versatile flex space perfect for home office, playroom, workout area, or guest space, this ranch home with updates is a must see. It's move-in ready and combines comfort, functionality, and charm. PLUS, potential to buy partly to mostly furnished...making this a great primary residence or investment property!!

Enjoy the privacy of the fully fenced backyard featuring a patio with fire pit, ideal for relaxing, entertaining, or weekend cookouts. Plus, 8x10 outbuilding provides valuable space for additional storage.The level yard with landscaping and mature trees create a welcoming outdoor setting with plenty of room to enjoy.

Inside, you'll find a warm and inviting interior with combination of wood, tile, and LVP flooring. Plus, the home boasts other thoughtful improvements already completed for peace of mind. Major updates include: roof and windows replaced in 2020; water main replaced within past year; hot water heater replaced in 2025; bathrooms updated/renovated in 2020; and stone accents recently added to fireplace.

Additional features include an attached 2-car carport and 0.369 acre lot. Much to love about this spacious, one-level living home that is convenient to shopping, dining, schools, and everyday conveniences. Priced at $324,900, this property offers exceptional value and move-in ready convenience. Come make this yours today!

Property details

Beds
3
Baths
2
SqFt
1,830
Lot
Year built
1963
Type
Single Family
Days on market
19
Style
Ranch
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,307/ month

Principal & interest
$1,975
Property tax (~0.90%)
$239
Homeowners insurance
$93
HOA dues

Down payment

$15,950 down · $303,050 financed

Income to qualify (28% rule)

~$98,912 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.