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Mooresville · Mooresville, NC

120 Royal Pointe Way

Mooresville, NC · 3,060 sqft

$995,000

  • 3Beds
  • 2.5Baths
  • 3,060SqFt
  • 1990Year
  • 1Days on market

About this home

Experience exceptional waterfront living in the highly sought-after Royal Pointe community, complete with a deeded boat slip and direct access to Lake Norman. This custom-built home offers 3 bedrooms plus a flexible upper-level space that can easily serve as a 4th bedroom, blending comfort, functionality, and breathtaking lake views. The main-level primary suite is a private retreat featuring a spa-inspired bath with a walk-in shower, dual closets, and direct access to the sunroom. Filled with natural light, the sunroom overlooks the lake and provides the perfect space to relax year-round. Designed for entertaining, the heart of the home is the well-appointed kitchen featuring dual breakfast bars, seamless flow into the living areas, and easy access to a lakeside dining patio. Upstairs, a spacious loft offers endless possibilities for a media room, game room, or additional living space, while a dedicated office with storage closet creates an ideal work-from-home environment. Step outside and enjoy resort-style living with an updated outdoor kitchen, low maintenance, sparkling saltwater pool (heat pump pool heater was 2023), and jacuzzi, all perfectly positioned to capture stunning Lake Norman views. Additional highlights include a community boat ramp, insulated sealed crawl space, and thoughtfully designed indoor-outdoor living spaces that make every day feel like a vacation. Enjoy lower taxes for being outside city limits, in a prime location, and just minutes from charming Downtown Davidson!

Property details

Beds
3
Baths
2.5
SqFt
3,060
Lot
Year built
1990
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Slate, Tile, Wood
View
Water, Year Round
HOA dues
$570 / 6mo

Features

  • Cable Prewire
  • Central Vacuum
  • Kitchen Island
  • Walk-In Closet(s)
  • Fire Pit
  • Hot Tub
  • Gas Grill
  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,293/ month

Principal & interest
$6,162
Property tax (~0.90%)
$746
Homeowners insurance
$290
HOA dues
$95

Down payment

$49,750 down · $945,250 financed

Income to qualify (28% rule)

~$312,590 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.