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Swannanoa · Swannanoa, NC

120 Harrison Street

Swannanoa, NC · 1,300 sqft

$257,000

Reduced from $287,500

  • 3Beds
  • 2Baths
  • 1,300SqFt
  • 1940Year
  • 269Days on market

About this home

This charming farmhouse in Swannanoa is ready for your finishing touches. Offering 3 bedrooms and 2 baths, the home is situated on a private corner lot with beautiful mountain views. The property experienced no impact from Hurricane Helene, and the seller has made thoughtful improvements to ensure it's move-in ready while allowing the next owner to personalize and enhance over time. Recent updates include a new roof (2023), new carpet in the living room and den (August 2025), and fresh paint throughout most of the main level rooms. The fully fenced backyard features a fire pit and a newer storage building pre-wired for electricity , offering excellent flexibility for hobbies, storage, or workshop use. Enjoy multiple outdoor living spaces with generous decking and covered areas at both the front and rear entrances-ideal for entreating or relaxing. Conveniently located between Asheville and Black Mountain, the home provides easy access to dining, shopping, and outdoor recreation.

Property details

Beds
3
Baths
2
SqFt
1,300
Lot
Year built
1940
Type
Single Family
Days on market
269
Style
Farmhouse
Heating
Baseboard, Electric
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
View
Mountain(s)

Features

  • Attic Other
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,859/ month

Principal & interest
$1,591
Property tax (~0.90%)
$192
Homeowners insurance
$74
HOA dues

Down payment

$12,850 down · $244,150 financed

Income to qualify (28% rule)

~$79,688 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.