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Mount Holly · Mount Holly, NC

120 Arbor Ridge Road

Mount Holly, NC · 1,787 sqft

$369,000

  • 3Beds
  • 2.5Baths
  • 1,787SqFt
  • 2001Year
  • 30x59x108x55x43Lot

About this home

Wonderfully maintained home featuring a welcoming front porch and thoughtfully designed living spaces. The kitchen boasts beautiful KraftMaid cabinetry, granite countertops, and a tiled backsplash. A bay window in the breakfast area fills the space with abundant natural light.

From the great room, step outside into the private, fenced backyard, complete with a spacious patio and step-up decking—perfect for relaxing or entertaining. The generously sized bedrooms provide plenty of comfort and space.

The primary suite features a private bath with a separate shower, garden tub, and double vanity. A versatile bonus room offers additional living space and could easily serve as a fourth bedroom. Currently used as an office and family entertainment room, this flexible space can adapt to fit your needs.

Property details

Beds
3
Baths
2.5
SqFt
1,787
Lot
30x59x108x55x43
Year built
2001
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Laminate, Vinyl
HOA dues
$175 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,668/ month

Principal & interest
$2,285
Property tax (~0.85%)
$261
Homeowners insurance
$107
HOA dues
$14

Down payment

$18,450 down · $350,550 financed

Income to qualify (28% rule)

~$114,381 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.