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Sylva · Sylva, NC

12 Chigger Ridge Road

Sylva, NC · 1,990 sqft

$499,999

Reduced from $525,000

  • 2Beds
  • 2.5Baths
  • 1,990SqFt
  • 2013Year
  • 169Days on market

About this home

Mountain Living with Privacy & Convenience – 3.77 Acres Enjoy the best of Western North Carolina living with this beautiful home set on approximately 3.77 private acres with a stream on the property. The main level features 2 bedrooms and 2 baths, plus office/bonus room, a spacious living room with a wood-burning stove set on a large stone hearth, and floor-to-ceiling windows that fill the home with natural light and open onto a large covered porch with scenic views. The primary suite includes a soaking tub and two closets, while vaulted ceilings add to the open feel of the home. You'll also appreciate main-level laundry and window treatments already in place. Downstairs, the basement level offers a large family/game room, workshop, additional bonus room, ½ bath, and two-car basement garage—plus plenty of storage space. Additional highlights include a solar battery backup system that automatically powers on during outages, a concrete driveway, and a private setting that still keeps you conveniently close to shopping, dining, schools, and all the outdoor recreation Western North Carolina is known for. (furnishings AI generated for inspiration, not current staging)

Property details

Beds
2
Baths
2.5
SqFt
1,990
Lot
Year built
2013
Type
Single Family
Days on market
169
Garage
2
Style
Contemporary
Heating
Central, Electric, Heat Pump, Space Heater, Wood Stove, Other - See Remarks
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Vinyl
View
Long Range

Features

  • Breakfast Bar
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,617/ month

Principal & interest
$3,096
Property tax (~0.90%)
$375
Homeowners insurance
$145
HOA dues

Down payment

$24,999 down · $474,999 financed

Income to qualify (28% rule)

~$155,034 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.