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Charlotte · Charlotte, NC

11919 Erwin Ridge Avenue

Charlotte, NC · 2,886 sqft

$473,000

Reduced from $475,000

  • 4Beds
  • 3.5Baths
  • 2,886SqFt
  • 2005Year
  • 72Days on market

About this home

Kick off your journey with a $2,500 credit toward a rate buy-down or closing costs through the preferred lender!

This 2,886-square-foot residence offers an immediate sense of scale with soaring ceilings and a layout designed for effortless movement. Built in 2005, the home strikes a beautiful balance between grand proportions and cozy, inviting corners. The main level serves as a sanctuary, anchored by a serene primary suite complete with double vanities and twin closets. Just across the way, a dedicated home office provides the ideal environment for productivity or creative focus.

At the center of it all, the open-concept living and dining area features a warm fireplace that serves as a natural gathering point. Sunlight pours through large windows, brightening the breakfast nook and a kitchen recently updated with a new sink and microwave. Venture to the upper level to find three additional spacious bedrooms and two full baths, providing incredible flexibility for a media lounge, hobby space, or guest quarters.

The experience extends to the outdoors with a fully fenced backyard ready to be transformed into a private oasis for evening stargazing or weekend gardening. Life in the Old Stone Crossing community feels like a daily upgrade, offering residents access to a refreshing pool and a fitness center. Plus, you are perfectly positioned near a variety of local shopping, dining, and parks.

With fresh paint throughout and the option to negotiate furniture, this luminous haven is ready for you to move right in. To help you make this space your own, the seller is also offering a $2,000 credit at closing to customize the kitchen exactly as you’ve imagined.

Property details

Beds
4
Baths
3.5
SqFt
2,886
Lot
—
Year built
2005
Type
Single Family
Days on market
72
Garage
2
Style
Transitional
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$230 / 6mo

Features

  • Breakfast Bar
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,519/ month

Principal & interest
$2,929
Property tax (~1.05%)
$413
Homeowners insurance
$137
HOA dues
$38

Down payment

$23,650 down · $449,350 financed

Income to qualify (28% rule)

~$150,840 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.