Charlotte · Charlotte, NC
11919 Erwin Ridge Avenue
Charlotte, NC · 2,886 sqft
$473,000
Reduced from $475,000
- 4Beds
- 3.5Baths
- 2,886SqFt
- 2005Year
- 72Days on market
About this home
Kick off your journey with a $2,500 credit toward a rate buy-down or closing costs through the preferred lender!
This 2,886-square-foot residence offers an immediate sense of scale with soaring ceilings and a layout designed for effortless movement. Built in 2005, the home strikes a beautiful balance between grand proportions and cozy, inviting corners. The main level serves as a sanctuary, anchored by a serene primary suite complete with double vanities and twin closets. Just across the way, a dedicated home office provides the ideal environment for productivity or creative focus.
At the center of it all, the open-concept living and dining area features a warm fireplace that serves as a natural gathering point. Sunlight pours through large windows, brightening the breakfast nook and a kitchen recently updated with a new sink and microwave. Venture to the upper level to find three additional spacious bedrooms and two full baths, providing incredible flexibility for a media lounge, hobby space, or guest quarters.
The experience extends to the outdoors with a fully fenced backyard ready to be transformed into a private oasis for evening stargazing or weekend gardening. Life in the Old Stone Crossing community feels like a daily upgrade, offering residents access to a refreshing pool and a fitness center. Plus, you are perfectly positioned near a variety of local shopping, dining, and parks.
With fresh paint throughout and the option to negotiate furniture, this luminous haven is ready for you to move right in. To help you make this space your own, the seller is also offering a $2,000 credit at closing to customize the kitchen exactly as you’ve imagined.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,886
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 72
- Garage
- 2
- Style
- Transitional
- Heating
- Forced Air
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $230 / 6mo
Features
- Breakfast Bar
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,519/ month
- Principal & interest
- $2,929
- Property tax (~1.05%)
- $413
- Homeowners insurance
- $137
- HOA dues
- $38
Down payment
$23,650 down · $449,350 financed
Income to qualify (28% rule)
~$150,840 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 24 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


