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Mooresville · Mooresville, NC

119 Sterling Oak Lane

Mooresville, NC · 2,906 sqft

$2,199,000

  • 3Beds
  • 3.5Baths
  • 2,906SqFt
  • 1996Year
  • 2Days on market

About this home

Experience breathtaking western sunset views over Lake Norman from this exceptional waterfront retreat, where expansive vistas, a rare private sandy beach, and a thoughtfully positioned private dock maximize views. Set on a beautifully wooded 1.05-acre lot, the property offers an extraordinary sense of privacy while remaining conveniently located in the heart of The Point area—enjoying the convenience of this highly desirable location without being subject to The Point HOA. A built-in above-ground pool, perfectly positioned on the same level as the main living area, creates an ideal setting for effortless indoor-outdoor entertaining. Designed in timeless style, the home welcomes you with a charming wraparound porch. A detached three-car garage is perfect for the car enthusiast or home workshop, with exceptional flexibility and finished flex/storage space above. This versatile area features newly installed luxury vinyl plank flooring, a kitchenette, and a full bathroom with a mini-split for heating/clooling. The 2,906-square-foot main residence is thoughtfully designed to capture the stunning lake views from nearly every principal living area. The open-concept floor plan features a spacious living room and dining room, both enhanced by custom built-in cabinetry and expansive windows that frame the water. The well-appointed kitchen is designed for both everyday living and entertaining, offering a large center island with seating, double ovens, two dishwashers, a propane cooktop with a vent hood, a microwave, and abundant workspace. The main level also includes a private office, powder room, and a spacious primary suite overlooking the lake. The primary bedroom features built-in storage and a walk-in closet, while the recently updated spa-inspired bath offers a large walk-in shower, dual-sink vanity, classic claw-foot soaking tub, and private water closet. Upstairs, a loft provides additional living space, and two bedrooms offer beautiful lake views. Bedroom two features an en-suite bath, while a generous flex room currently serves as a fourth bedroom (a three-bedroom septic system is permitted). The bonus room showcases an oversized window with breathtaking panoramic lake views, creating an unforgettable space to relax, work, or gather. Combining spectacular western sunsets, exceptional waterfront amenities, a rare private beach, expansive outdoor living, versatile accommodations, timeless charm, and an unbeatable location in the heart of The Point area, this remarkable Lake Norman property offers a truly unique waterfront lifestyle.

Property details

Beds
3
Baths
3.5
SqFt
2,906
Lot
Year built
1996
Type
Single Family
Days on market
2
Garage
5
Heating
Central, Ductless, Electric, Heat Pump
Cooling
Central Air, Ductless, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood
View
Long Range, Water, Year Round
HOA dues
$250 / yr

Features

  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$15,930/ month

Principal & interest
$13,619
Property tax (~0.90%)
$1,649
Homeowners insurance
$641
HOA dues
$20

Down payment

$109,950 down · $2,089,050 financed

Income to qualify (28% rule)

~$682,735 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.