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Mooresville · Mooresville, NC

119 E Decatur Avenue

Mooresville, NC · 1,683 sqft

$359,500

Reduced from $362,500

  • 3Beds
  • 2.5Baths
  • 1,683SqFt
  • 2004Year
  • 13Days on market

About this home

Thoughtfully updated and move-in ready, this beautifully maintained home in the desirable Water Oak community offers modern improvements, comfortable living spaces, and access to exceptional neighborhood amenities. Recent updates include a new roof (2025), new quartz kitchen countertops (2025), upgraded primary bathroom (2024), new HVAC system (2023), energy-efficient windows (2021), fresh paint, and updated lighting fixtures throughout. Inside, the welcoming main level features durable laminate flooring, a spacious dining room perfect for gatherings, and a bright, upgraded kitchen with newly installed quartz countertops, abundant storage, and a charming breakfast nook. The open-concept kitchen and living room create an inviting space for everyday living and entertaining. A convenient half bath and additional storage complete the main level.

Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a beautifully updated bathroom. An additional full bath serves the secondary bedrooms, providing comfort and convenience for family and guests.

Step outside to enjoy a private backyard retreat with parking for two vehicles and plenty of space to relax in this quiet, established neighborhood.

Water Oak offers wonderful amenities, including Lake Norman access with a kayak and paddle sport launch, a community pool, playground, dog park, and mature shade trees throughout the neighborhood. The ongoing Highway 150 project is expected to provide added convenience for commuters.

With its extensive recent updates, desirable community amenities, and convenient location, this Water Oak home is a wonderful opportunity for buyers looking for a move-in-ready property with modern upgrades and peace of mind.

Property details

Beds
3
Baths
2.5
SqFt
1,683
Lot
Year built
2004
Type
Single Family
Days on market
13
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Laminate
HOA dues
$171 / qtr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,657/ month

Principal & interest
$2,226
Property tax (~0.90%)
$269
Homeowners insurance
$104
HOA dues
$57

Down payment

$17,975 down · $341,525 financed

Income to qualify (28% rule)

~$113,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.