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Forest City · Forest City, NC

1185 Morningstar Lake Road

Forest City, NC · 2,707 sqft

$640,000

  • 3Beds
  • 2.5Baths
  • 2,707SqFt
  • 2016Year
  • 22Days on market

About this home

Set on 2.8 acres, this 3 bed, 2.5 bath Cape Cod offers 2,612 sq. ft. of thoughtfully designed living space with a welcoming blend of comfort, privacy, and flexibility. The main level features an open layout that connects the living, dining, and kitchen areas, creating an inviting setting for everyday living and entertaining. Hardwood floors, abundant natural light, and a gas log fireplace add warmth and character, while the kitchen is finished with granite counters, stainless appliances, a breakfast bar, and generous cabinetry. All 3 bedrooms are conveniently located on the main level, including a spacious primary suite with a large bath featuring dual vanities, a soaking tub, and separate shower. Upstairs, an expansive finished bonus area with a half bath provides excellent options for a rec-room, office, studio, extra bedrooms or additional flex space. Covered front and rear porches extend the living areas outdoors. Home has an attached 2-car garage, a detached 30x30x12 garage w/2 electric doors and entrance door, and a 18x51x14 building with one 14x14 door and one entrance door. With a level setting, no HOA dues, and easy access to nearby shopping and entertainment, this property offers room to relax, work, and enjoy a more peaceful pace of life.

Property details

Beds
3
Baths
2.5
SqFt
2,707
Lot
Year built
2016
Type
Single Family
Days on market
22
Garage
2
Style
Cape Cod
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Stone, Wood

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,630/ month

Principal & interest
$3,963
Property tax (~0.90%)
$480
Homeowners insurance
$186
HOA dues

Down payment

$32,000 down · $608,000 financed

Income to qualify (28% rule)

~$198,444 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.