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McAdenville · McAdenville, NC

118 Fir Street

McAdenville, NC · 1,178 sqft

$280,000

  • 3Beds
  • 1.5Baths
  • 1,178SqFt
  • 2000Year
  • 1Days on market

About this home

Welcome to this 3-bedroom, 1.5-bath home located in the heart of McAdenville, NC, affectionately known as Christmas Town USA. The main living areas offer a comfortable and functional layout, while all three bedrooms are conveniently located upstairs for added privacy. A versatile flex space on the lower level provides endless possibilities and could easily serve as a home office, playroom, hobby room, or even an additional bedroom to fit your needs. Situated on two parcels, this property offers an oversized lot with additional outdoor space that is hard to find in town. A detached storage building provides plenty of room for tools, lawn equipment, seasonal decorations, or extra storage needs. Enjoy the charm of small-town living with McAdenville's picturesque streets, community events, and welcoming atmosphere. Conveniently located near I-85, this home offers an easy commute to Charlotte and quick access to shopping, dining, and everyday conveniences. Whether you're looking for extra space, a great location, or the unique character that McAdenville is known for, this property offers a wonderful opportunity to make it your own.

Property details

Beds
3
Baths
1.5
SqFt
1,178
Lot
Year built
2000
Type
Single Family
Days on market
1
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,025/ month

Principal & interest
$1,734
Property tax (~0.90%)
$210
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$86,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.