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Gold Hill · Gold Hill, NC

1175 Panhandle Road

Gold Hill, NC · 1,564 sqft

$479,900

  • 3Beds
  • 2Baths
  • 1,564SqFt
  • 1994Year
  • 4Days on market

About this home

WOW, JUST WOW! THIS PROPERTY IS MOVE IN READY AND OFFERS SO MUCH VERSITILITY!! SITTING ON APPROXIMATLEY 4 ACRES YOU WILL ENJOY THE PRIVACY IT OFFERS. MANY UPDATES INSIDE AND OUT. VAULTED WOOD CEILING IN FAMILY, DINING AND SUNROOM. SUNROOM FEATURES LOVELY WOOD BUILT-INS. NEW WELL PUMP & TANK 2026. INCAPSULATED CRAWL SPACEWITH TRANSFERABLE WARRANTY (AS LONG AS OWNER HAS YEARLY INSPECTIONS). THREE SHEDS, TWO W/ELECTRICITY. AND THE SHOP.... 30X40, BUILT 2021. CONCRETE FLOOR, INSULATED WALLS & CEILING, MINI SPLIT, AIR LINE FOR COMPRESSOR (NOT STAYING). 220 200 AMP SERVICE, GARAGE DOOR OPENER. OWNER HAS NOT USED WOOD STOVE IN SEVERAL YEARS. CURRENT OWNER IS USING 3RD BEDROOM AS A WALK IN CLOSET. ROWAN COUNTY IS UNABLE TO LOCATE THE SEPTIC PERMIT

Property details

Beds
3
Baths
2
SqFt
1,564
Lot
Year built
1994
Type
Single Family
Days on market
4
Garage
2
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Hardwood, Slate, Tile

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,472/ month

Principal & interest
$2,972
Property tax (~0.90%)
$359
Homeowners insurance
$139
HOA dues

Down payment

$23,995 down · $455,905 financed

Income to qualify (28% rule)

~$148,802 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.