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Spindale · Spindale, NC

117 Richmond Court

Spindale, NC · 1,395 sqft

$379,000

  • 2Beds
  • 2Baths
  • 1,395SqFt
  • 2021Year
  • 5Days on market

About this home

Welcome to easy living in Sparks Crossing, a charming 55+ community convenient to shopping, dining, healthcare and everyday amenities. This well-maintained 2BR/2BA brick home offers approximately 1,395 SF with a comfortable, thoughtfully designed floor plan and an oversized 2-car garage. Recent improvements include luxury vinyl plank flooring and plantation shutters throughout, giving the home a fresh, updated feel. The inviting living room features a gas-log fireplace, while the kitchen offers granite countertops, stainless steel appliances, soft-close cabinetry and a pantry. The spacious primary suite includes a walk-in closet and private bath with tiled shower. Enjoy outdoor living from the welcoming covered front porch or relax on the screened rear porch overlooking the backyard. Additional features include wide doorways, vaulted ceilings, and floored attic storage. The oversized garage offers an insulated door, non-skid epoxy floor and additional storage. Lawn maintenance is included through the HOA, allowing more time to enjoy a low-maintenance lifestyle. Community amenities include paved roads, public water & sewer, underground utilities and direct access to the Thermal Belt Rail Trail.

Property details

Beds
2
Baths
2
SqFt
1,395
Lot
Year built
2021
Type
Single Family
Days on market
5
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
HOA dues
$120 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,862/ month

Principal & interest
$2,347
Property tax (~0.90%)
$284
Homeowners insurance
$110
HOA dues
$120

Down payment

$18,950 down · $360,050 financed

Income to qualify (28% rule)

~$122,659 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.