Spindale · Spindale, NC
116 Kingston Place
Spindale, NC · 1,565 sqft
$395,000
- 2Beds
- 2Baths
- 1,565SqFt
- 2022Year
About this home
Beautifully maintained 2BR/2BA home in the highly desirable Sparks Crossing 55+ community, offering comfortable one-level living and numerous thoughtful upgrades. This inviting home features an open-concept design with vaulted ceilings, spacious bedrooms, a gas-log fireplace, and abundant natural light.
Since purchasing the home, the owners have enhanced it with quality improvements including plantation shutters, custom shower doors, an upgraded fireplace, kitchen backsplash, under-cabinet lighting, pull-out cabinet shelving, and designer lighting. The spacious screened porch has also been enhanced with under porch screening and ceiling fans, creating an inviting outdoor living space for relaxing or entertaining. Beautifully designed landscaping with additional ornamental trees creates exceptional curb appeal and makes this property stand out within the community.
Lawn maintenance is included through the HOA, allowing more time to enjoy a low-maintenance lifestyle. Community amenities include paved roads, public water and sewer, underground utilities, and direct access to the Thermal Belt Rail Trail. Conveniently located just minutes from shopping, restaurants, medical facilities, and major highways.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,565
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Garage
- 2
- Style
- Ranch
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
- HOA dues
- $120 / mo
Features
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,977/ month
- Principal & interest
- $2,446
- Property tax (~0.90%)
- $296
- Homeowners insurance
- $115
- HOA dues
- $120
Down payment
$19,750 down · $375,250 financed
Income to qualify (28% rule)
~$127,620 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.