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Spindale · Spindale, NC

116 Kingston Place

Spindale, NC · 1,565 sqft

$395,000

  • 2Beds
  • 2Baths
  • 1,565SqFt
  • 2022Year

About this home

Beautifully maintained 2BR/2BA home in the highly desirable Sparks Crossing 55+ community, offering comfortable one-level living and numerous thoughtful upgrades. This inviting home features an open-concept design with vaulted ceilings, spacious bedrooms, a gas-log fireplace, and abundant natural light.

Since purchasing the home, the owners have enhanced it with quality improvements including plantation shutters, custom shower doors, an upgraded fireplace, kitchen backsplash, under-cabinet lighting, pull-out cabinet shelving, and designer lighting. The spacious screened porch has also been enhanced with under porch screening and ceiling fans, creating an inviting outdoor living space for relaxing or entertaining. Beautifully designed landscaping with additional ornamental trees creates exceptional curb appeal and makes this property stand out within the community.

Lawn maintenance is included through the HOA, allowing more time to enjoy a low-maintenance lifestyle. Community amenities include paved roads, public water and sewer, underground utilities, and direct access to the Thermal Belt Rail Trail. Conveniently located just minutes from shopping, restaurants, medical facilities, and major highways.

Property details

Beds
2
Baths
2
SqFt
1,565
Lot
Year built
2022
Type
Single Family
Garage
2
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl
HOA dues
$120 / mo

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,977/ month

Principal & interest
$2,446
Property tax (~0.90%)
$296
Homeowners insurance
$115
HOA dues
$120

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$127,620 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.