Statesville · Statesville, NC
116 Harbor Ridge Drive
Statesville, NC · 2,596 sqft
$765,000
- 3Beds
- 2.5Baths
- 2,596SqFt
- 2023Year
- 25Days on market
About this home
Imagine fall on Lake Norman - crisp mornings on the screened porch, evenings beside the wood-burning fireplace, and brilliant seasonal color surrounding your peaceful, wooded retreat. Built in 2023, this like-new, full-brick ranch sits on a 1.22-acre corner lot in gated Harbor Watch. T
The open kitchen is designed for gathering, with an oversized quartz island, 6-burner gas range, two walk-in pantries, appliance garage, and custom cabinetry. It flows into a spacious great room anchored by a stacked-stone gas fireplace. The split-bedroom plan includes a serene primary suite with an exceptional room-sized custom closet and an adjoining flex room ideal for an office, nursery, dressing room, or quiet retreat. Additional highlights include a second office or study space, game room, whole-house Generac generator, attached two-car garage, detached garage/boathouse, and 946 square feet of basement workshop and storage space.
Harbor Watch offers an exceptional Lake Norman lifestyle with a community boat launch, day slips, boat/RV storage, picnic areas, stocked catch-and-release fishing ponds, and access to two private islands reserved exclusively for residents - perfect for swimming, grilling, and relaxing by the water.
Come experience the natural beauty, privacy, and slower pace of autumn in this special lake-access community. Pontoon boat, furnishings, lawn equipment, and workshop tools are also available for purchase.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,596
- Lot
- —
- Year built
- 2023
- Type
- Single Family
- Days on market
- 25
- Garage
- 3
- Style
- Ranch
- Heating
- Central, Electric, Heat Pump, Propane
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- HOA dues
- $750 / yr
Features
- Built-in Features
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- In-Ground Irrigation
- Storage Unit (Off Site)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,597/ month
- Principal & interest
- $4,737
- Property tax (~0.90%)
- $573
- Homeowners insurance
- $223
- HOA dues
- $62
Down payment
$38,250 down · $726,750 financed
Income to qualify (28% rule)
~$239,882 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.