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Statesville · Statesville, NC

116 Harbor Ridge Drive

Statesville, NC · 2,596 sqft

$765,000

  • 3Beds
  • 2.5Baths
  • 2,596SqFt
  • 2023Year
  • 25Days on market

About this home

Imagine fall on Lake Norman - crisp mornings on the screened porch, evenings beside the wood-burning fireplace, and brilliant seasonal color surrounding your peaceful, wooded retreat. Built in 2023, this like-new, full-brick ranch sits on a 1.22-acre corner lot in gated Harbor Watch. T

The open kitchen is designed for gathering, with an oversized quartz island, 6-burner gas range, two walk-in pantries, appliance garage, and custom cabinetry. It flows into a spacious great room anchored by a stacked-stone gas fireplace. The split-bedroom plan includes a serene primary suite with an exceptional room-sized custom closet and an adjoining flex room ideal for an office, nursery, dressing room, or quiet retreat. Additional highlights include a second office or study space, game room, whole-house Generac generator, attached two-car garage, detached garage/boathouse, and 946 square feet of basement workshop and storage space.

Harbor Watch offers an exceptional Lake Norman lifestyle with a community boat launch, day slips, boat/RV storage, picnic areas, stocked catch-and-release fishing ponds, and access to two private islands reserved exclusively for residents - perfect for swimming, grilling, and relaxing by the water.

Come experience the natural beauty, privacy, and slower pace of autumn in this special lake-access community. Pontoon boat, furnishings, lawn equipment, and workshop tools are also available for purchase.

Property details

Beds
3
Baths
2.5
SqFt
2,596
Lot
Year built
2023
Type
Single Family
Days on market
25
Garage
3
Style
Ranch
Heating
Central, Electric, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$750 / yr

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Storage Unit (Off Site)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,597/ month

Principal & interest
$4,737
Property tax (~0.90%)
$573
Homeowners insurance
$223
HOA dues
$62

Down payment

$38,250 down · $726,750 financed

Income to qualify (28% rule)

~$239,882 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.