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Morganton · Morganton, NC

116 Clark Street

Morganton, NC · 1,233 sqft

$254,000

  • 3Beds
  • 1Baths
  • 1,233SqFt
  • 1960Year
  • 6Days on market

About this home

Welcome to this charming 3-bedroom, 1-bath home conveniently located in downtown Morganton! The home features hardwood flooring in most rooms, replacement windows that fill the interior with plenty of natural light, and a comfortable layout with room to make it your own. Walk-in tub & ramp from carport to side door. Enjoy outdoor living from the inviting front porch, back deck, and patio, while the fenced yard provides a great space for pets, gardening, or relaxing outdoors. A carport adds convenient covered parking. Ideally situated near downtown Morganton, you’ll be close to local shops and restaurants. Easy access to the beautiful mountains of Western North Carolina and an abundance of hiking and outdoor recreational opportunities.

Property details

Beds
3
Baths
1
SqFt
1,233
Lot
Year built
1960
Type
Single Family
Days on market
6
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,837/ month

Principal & interest
$1,573
Property tax (~0.90%)
$190
Homeowners insurance
$74
HOA dues

Down payment

$12,700 down · $241,300 financed

Income to qualify (28% rule)

~$78,757 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.