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Charlotte · Charlotte, NC

11576 Costigan Lane

Charlotte, NC · 1,394 sqft

$365,000

  • 2Beds
  • 2Baths
  • 1,394SqFt
  • 2006Year

About this home

***** Seller is offering $5,000 in closing credits for offers submitted before 08/22 and one-year home warranty to be included as well. *******

Tucked within the secured, beautifully landscaped gates of Belle Vista Condominium community, this polished top-floor 2-bedroom, 2-bathroom residence at 11576 Costigan Lane delivers the very best of Ballantyne living in a low-maintenance environment. The unit captures a coveted southern exposure that floods the interior with natural light throughout the day, while a private wooded backdrop visible from the windows provides a peaceful, natural setting that feels miles away from the city — even though you are right in the center of one of Charlotte's most dynamic areas. Inside, the thoughtfully designed split-bedroom floor plan ensures privacy between the two full suites, making this layout equally ideal for owner-occupants and long-term tenants alike.

The open-concept living and dining space anchors the main living area with a comfortable, airy flow that connects seamlessly to an updated kitchen outfitted with stainless steel appliances, modern countertops, a tile backsplash, and ample cabinet storage. A dedicated bonus space adds flexibility for a home office or den, and the convenience of an in-unit washer and dryer elevates the everyday experience in a way that tenants consistently prioritize.

Belle Vista's gated setting, professional management, lush common areas, and close proximity to retail create the kind of turnkey long term rental environment. The Bowl at Ballantyne — Ballantyne's transformative new dining and entertainment district that officially opened in late 2024 — places Olde Mecklenburg Brewery, North Italia, Flower Child, Postino WineCafe, and a growing roster of acclaimed concepts alongside The Amp, an outdoor amphitheater, all within a couple miles as is I485.

Ballantyne Village with its shops, cafes, and a theater is right next to Belle Vista, as is everyday retail including Harris Teeter, Starbucks, and CVS.

Property details

Beds
2
Baths
2
SqFt
1,394
Lot
Year built
2006
Type
Condo
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$497 / mo

Features

  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Elevator
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,183/ month

Principal & interest
$2,260
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues
$497

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$136,431 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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