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Nebo · Nebo, NC

1156 Campbells Trace

Nebo, NC · 676 sqft

$665,000

  • 1Beds
  • 1Baths
  • 676SqFt
  • 2026Year
  • 1Days on market

About this home

Nestled in the pristine, highly sought-after community of The 1780 at Lake James, this 2026 build offers a rare opportunity to enjoy exclusive access to the coveted amenities of Camp Lake James. Finished to a high standard throughout, the home features a thoughtfully designed one-bedroom, one-bath upstairs living space showcasing high-end finishes and quality craftsmanship at every turn. The attached two-car garage has been finished as versatile flex space, complete with its own heating and cooling unit, offering flexibility for a home office, gym, studio, or additional living area. A four-bedroom septic system has already been installed, adding tremendous value and convenience for future expansion. An adjoining homesite to the right of the property, originally intended for a main residence, presents an exceptional opportunity to design and build your dream home at Lake James, while the current structure offers immediate use as a private family retreat or vacation getaway in the meantime. The home is offered fully furnished with an accepted offer at asking price; otherwise, furnishings are negotiable. Whether you're seeking a turn-key lake escape or envisioning a future custom-built main residence, this property offers the ideal foundation for making your Lake James dream a reality.

Property details

Beds
1
Baths
1
SqFt
676
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
HOA dues
$1,900 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,969/ month

Principal & interest
$4,118
Property tax (~0.90%)
$498
Homeowners insurance
$193
HOA dues
$158

Down payment

$33,250 down · $631,750 financed

Income to qualify (28% rule)

~$212,982 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.