Nebo · Nebo, NC
1156 Campbells Trace
Nebo, NC · 676 sqft
$665,000
- 1Beds
- 1Baths
- 676SqFt
- 2026Year
- 1Days on market
About this home
Nestled in the pristine, highly sought-after community of The 1780 at Lake James, this 2026 build offers a rare opportunity to enjoy exclusive access to the coveted amenities of Camp Lake James. Finished to a high standard throughout, the home features a thoughtfully designed one-bedroom, one-bath upstairs living space showcasing high-end finishes and quality craftsmanship at every turn. The attached two-car garage has been finished as versatile flex space, complete with its own heating and cooling unit, offering flexibility for a home office, gym, studio, or additional living area. A four-bedroom septic system has already been installed, adding tremendous value and convenience for future expansion. An adjoining homesite to the right of the property, originally intended for a main residence, presents an exceptional opportunity to design and build your dream home at Lake James, while the current structure offers immediate use as a private family retreat or vacation getaway in the meantime. The home is offered fully furnished with an accepted offer at asking price; otherwise, furnishings are negotiable. Whether you're seeking a turn-key lake escape or envisioning a future custom-built main residence, this property offers the ideal foundation for making your Lake James dream a reality.
Property details
- Beds
- 1
- Baths
- 1
- SqFt
- 676
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Slab
- HOA dues
- $1,900 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,969/ month
- Principal & interest
- $4,118
- Property tax (~0.90%)
- $498
- Homeowners insurance
- $193
- HOA dues
- $158
Down payment
$33,250 down · $631,750 financed
Income to qualify (28% rule)
~$212,982 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.