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Cherryville · Cherryville, NC

115 Stoney Lane

Cherryville, NC · 1,996 sqft

$350,000

Reduced from $370,000

  • 4Beds
  • 2.5Baths
  • 1,996SqFt
  • 2021Year
  • 75Days on market

About this home

*** 1,800 LENDER CREDIT AVAILABLE *** If you’ve been looking for a newer home with some space to spread out and no HOA telling you what to do, this one is definitely worth a look. Built in 2021 and sitting on a half-acre lot in Cherryville, this 4-bedroom, 2.5-bath home offers a layout that is easy and comfortable.

Inside, you’ll find bright, open living spaces that flow well for everyday life, whether you’re hosting friends, or just enjoying a quiet night at home. The kitchen opens right into the main living area, making it feel connected and inviting, while the bedrooms give everyone their own space to unwind.

The 2-car garage adds extra convenience, and with city water, city sewer, and no HOA, you get the perks of newer construction without all the extra hassle.

Conveniently located close to town, this home gives you that peaceful Cherryville feel while still being close to everything you need.

*Credit is subject to loan approval, borrower qualification, and may vary based on loan terms. Not all buyers will qualify. Contact lender for full details. - Daniel Brannon - Alcova Mortgage

Property details

Beds
4
Baths
2.5
SqFt
1,996
Lot
Year built
2021
Type
Single Family
Days on market
75
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,517/ month

Principal & interest
$2,167
Property tax (~0.85%)
$247
Homeowners insurance
$102
HOA dues

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$107,899 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.