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Morganton · Morganton, NC

115 N Chestnut Street

Morganton, NC · 1,988 sqft

$325,000

  • 2Beds
  • 2Baths
  • 1,988SqFt
  • 1955Year
  • 1Days on market

About this home

IN-TOWN BUNGALOW just waiting for the next owner to make it their own. The brick walkway leads straight from street parking or driveway onto the welcoming front porch complete with a swing for enjoying the beautiful curb appeal. Step inside to endless character with original hardwoods floors, crown molding, gas fireplace and replacement windows. The kitchen features custom cabinets, granite countertops, a hutch, and a garden window. Off the kitchen is a dining area or flex space. Two bedrooms and a classic black & white tile bath complete the original floor plan. Extended living space in the open family room that was completed in 2008 with vaulted ceilings, LVP, recessed lighting, gas space heater, mini-split and a full ceramic tile bath. Step off the wrap around composite deck into the peaceful fenced backyard with a whimsical dollhouse for child’s play, potting shed or yard storage. The partially finished basement is not heated, but could be with portable heaters or additional upgrades. There’s also a bedroom, half bath, utility sink and storage area in the basement. Extra storage with shelving underneath the addition. City utilities and PNG.

Property details

Beds
2
Baths
2
SqFt
1,988
Lot
Year built
1955
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Central, Electric, Natural Gas, Space Heater, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air, Ductless, Electric
Foundation
Basement
Flooring
Laminate, Tile, Wood
View
City

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,351/ month

Principal & interest
$2,012
Property tax (~0.90%)
$243
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$100,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.