Morganton · Morganton, NC
115 N Chestnut Street
Morganton, NC · 1,988 sqft
$325,000
- 2Beds
- 2Baths
- 1,988SqFt
- 1955Year
- 1Days on market
About this home
IN-TOWN BUNGALOW just waiting for the next owner to make it their own. The brick walkway leads straight from street parking or driveway onto the welcoming front porch complete with a swing for enjoying the beautiful curb appeal. Step inside to endless character with original hardwoods floors, crown molding, gas fireplace and replacement windows. The kitchen features custom cabinets, granite countertops, a hutch, and a garden window. Off the kitchen is a dining area or flex space. Two bedrooms and a classic black & white tile bath complete the original floor plan. Extended living space in the open family room that was completed in 2008 with vaulted ceilings, LVP, recessed lighting, gas space heater, mini-split and a full ceramic tile bath. Step off the wrap around composite deck into the peaceful fenced backyard with a whimsical dollhouse for child’s play, potting shed or yard storage. The partially finished basement is not heated, but could be with portable heaters or additional upgrades. There’s also a bedroom, half bath, utility sink and storage area in the basement. Extra storage with shelving underneath the addition. City utilities and PNG.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,988
- Lot
- —
- Year built
- 1955
- Type
- Single Family
- Days on market
- 1
- Style
- Bungalow
- Heating
- Central, Electric, Natural Gas, Space Heater, Other - See Remarks
- Cooling
- Ceiling Fan(s), Central Air, Ductless, Electric
- Foundation
- Basement
- Flooring
- Laminate, Tile, Wood
- View
- City
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,351/ month
- Principal & interest
- $2,012
- Property tax (~0.90%)
- $243
- Homeowners insurance
- $94
- HOA dues
- —
Down payment
$16,250 down · $308,750 financed
Income to qualify (28% rule)
~$100,772 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.