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Statesville · Statesville, NC

115 Cartway Lane

Statesville, NC · 1,261 sqft

$275,000

Reduced from $349,900

  • 3Beds
  • 2Baths
  • 1,261SqFt
  • 1994Year
  • 52Days on market

About this home

NO HOA!! Discover your perfect blend of comfort and convenience in this lovingly maintained 3-bedroom, 2-bath ranch home in the established Canterbury neighborhood of Statesville. Set on a generous 0.34-acre lot with strong curb appeal and a covered front porch, it features a bright living room with a cozy fireplace and a practical single-level floor plan. The standout heated and cooled sunroom ensures year-round comfort and opens to a spacious deck, while the large backyard offers room for pets, gardening, or outdoor enjoyment.

The Updated kitchen offers granite counters and stainless steel appliances, (new dishwasher 2026). Laundry is conveniently nearby, and an attached garage adds everyday ease. Both bathrooms have been updated, with the primary bedroom featuring an updated en suite full bath.

Located minutes from I-40 and I-77, the home provides easy access to Charlotte (approx. 40 miles) and Winston-Salem (approx. 45 miles). Statesville’s vibrant local dining scene is just a short drive away, with downtown offering a mix of Southern comfort food, fresh local spots, and unique eateries—perfect for everything from casual breakfasts to date nights. Additional nearby amenities include shopping centers (such as North Pointe Commons), local parks with playgrounds and trails, plus proximity to Lake Norman. Quiet, charming, and move-in ready—this home delivers comfort and convenience.

Property details

Beds
3
Baths
2
SqFt
1,261
Lot
Year built
1994
Type
Single Family
Days on market
52
Garage
1
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,989/ month

Principal & interest
$1,703
Property tax (~0.90%)
$206
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$85,269 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.