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Wingate · Wingate, NC

114 Chaney Street

Wingate, NC · 1,508 sqft

$324,900

Reduced from $330,000

  • 3Beds
  • 2Baths
  • 1,508SqFt
  • 1961Year
  • 20Days on market

About this home

Welcome to this charming full brick ranch nestled on a spacious 0.45-acre lot in the heart of Wingate! This maintained 3-bedroom, 2-bath home offers 1,508 square feet of comfortable one-level living with timeless character and modern conveniences. Warm wood and laminate flooring flow throughout much of the home, while the inviting family room features a cozy wood-burning fireplace, perfect for gatherings.

The functional kitchen comes equipped with an electric range, dishwasher, microwave, refrigerator with ice maker, and ample cabinetry. Enjoy the convenience of a dedicated laundry room with utility sink and washer hookup; dryer hookup as well.

Outdoor living is just as inviting with a covered front porch, side porch, attached carport, and a detached outbuilding offering additional storage or workshop space. Situated on a level lot with city water and sewer, underground utilities, fiber optic internet availability, and no HOA, this property combines small-town charm with everyday convenience.

Located just minutes from Wingate University, Monroe, shopping, dining, and local parks, this home is ideal for first-time buyers, downsizers, or anyone looking to enjoy peaceful living in a desirable Union County location.

Additional highlights: Full brick exterior; Architectural shingle roof; Heat pump & central air; Storm door and windows; Walk-in closets; Attached carport; Detached outbuilding; crawl space encapsulation; whole home water filtration system & point of use reverse osmosis; New architectural shingle roof; No HOA.

This home offers comfort, convenience, and value—schedule your private showing today!

Property details

Beds
3
Baths
2
SqFt
1,508
Lot
Year built
1961
Type
Single Family
Days on market
20
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Wood

Features

  • Attic Stairs Pulldown
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,350/ month

Principal & interest
$2,012
Property tax (~0.90%)
$243
Homeowners insurance
$94
HOA dues

Down payment

$16,245 down · $308,655 financed

Income to qualify (28% rule)

~$100,741 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.