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Charlotte · Charlotte, NC

11327 Ridge Oak Drive

Charlotte, NC · 2,059 sqft

$399,000

  • 4Beds
  • 2.5Baths
  • 2,059SqFt
  • 1996Year

About this home

ONE OF THE MOST PRIVATE LOTS IN THE CROSSINGS Welcome to The Crossings, one of Southwest Charlotte's most desirable communities, offering a neighborhood pool, playground, walking trails, and convenient access to Rivergate, Lake Wylie, the U.S. National Whitewater Center, Charlotte Premium Outlets, and I-485. This beautifully maintained 4-bedroom, 2.5-bath home combines thoughtful updates, functional living space, and one of the most private backyards in the neighborhood.

Step inside to an open and inviting floor plan featuring updated flooring, abundant natural light, spacious living and dining areas, and a cozy family room with a wood-burning fireplace. The bright eat-in kitchen offers ample cabinet space and a bay window overlooking the backyard, creating the perfect setting for everyday living and entertaining.

Upstairs, the spacious primary suite features a vaulted ceiling, walk-in closet, dual vanities, a soaking tub, and separate shower. Three additional bedrooms provide flexibility for guests, a home office, playroom, or workout space.

The true highlight of this home is the fully fenced backyard backing to mature trees and a peaceful natural area, creating a private retreat rarely found at this price point. Whether you're enjoying your morning coffee, hosting friends, or simply unwinding after a long day, you'll appreciate the privacy and tranquility this outdoor space provides.

Additional features include a main-level laundry room, attached two-car garage, and access to outstanding community amenities. Conveniently located near shopping, dining, recreation, top employers, and major commuter routes, this move-in ready home offers the perfect combination of comfort, privacy, and location.

Schedule your private showing today and discover why homes with this level of privacy and convenience are so hard to find.

Property details

Beds
4
Baths
2.5
SqFt
2,059
Lot
Year built
1996
Type
Single Family
Garage
4
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$162 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,990/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$54

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$128,169 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.