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Vale · Vale, NC

1130 Howards Creek Mill Road

Vale, NC · 1,849 sqft

$365,000

Reduced from $399,999

  • 3Beds
  • 2Baths
  • 1,849SqFt
  • 2002Year
  • 28Days on market

About this home

Welcome to peaceful country living with modern updates at 1130 Howards Creek Mill Rd. Set back from the street, this beautifully renovated 3 bedroom, 2 full bath home, situated on 3.163 unrestricted acres, offers the perfect blend of privacy, convenience, and functionality. Nearly every major component was updated in the last year and a half to include a new Carrier HVAC system with heat pump, updated well pump and water lines, hot water heater, and brand-new energy efficient windows and exterior doors. Adding beauty to function, every surface was thoughtfully designed to impress. Designer light fixtures and ceiling fans cast soft light on the freshly painted walls and luxury vinyl plank flooring that runs throughout the main living areas. The stunning kitchen has been completely remodeled with new soft close cabinetry, Quartz countertops, and stainless appliances. There's plenty of workspace on the large center island. Both bathrooms feature marble floors, stylish tile showers, new vanities with gold accent fixtures, and Quartz countertops. The spacious primary suite includes his-and-hers closets for exceptional storage. Speaking of storage, it can also to be found in the roomy secondary bedroom closets, family room built-ins, and large walk-in pantry. Outside, you'll find a new gravel driveway leading to a two-car parking pad. Behind that leads to a 1,152 sq. ft. outbuilding with electric, ideal for a workshop, equipment storage, hobbies, or future projects. With no HOA or restrictions, bring your horses, chickens, or other farm animals and enjoy the freedom of country living. Relax on the new front porch and take in breathtaking sunsets or unwind on the new back deck overlooking neighboring horses grazing in the pasture. Despite its private setting, the property is just minutes from restaurants, grocery stores, gas stations, and charming downtown Lincolnton, offering the best of both rural tranquility and everyday convenience. Please see agent remarks.

Property details

Beds
3
Baths
2
SqFt
1,849
Lot
Year built
2002
Type
Single Family
Days on market
28
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Marble, Tile, Vinyl

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,640/ month

Principal & interest
$2,260
Property tax (~0.90%)
$273
Homeowners insurance
$106
HOA dues

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$113,175 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.